Times are changing. Understand your benefits.

Federal Employees have been through a rollercoaster of uncertainty, from cryptic emails to layoffs. It's important to know your benefits.

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Your Benefits Explained.

Federal employees have a unique set of benefits that are often confusing to navigate.

As a Chartered Federal Employee Benefits Consultant℠ professional and Certified Financial Planner™ professional, Julia Naman can walk you through your Federal Benefits and design a retirement plan for you that suits your goals.

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Your Questions Answered.

- When can I retire?
- How much will my FERS pension be worth?
- What are my survivor benefits?
- How should I be saving and investing?

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Multi-Licensed Financial Planner

CFP® certification is the standard of excellence for the financial planning profession.

Certified Financial Planner™ professionals must meet high education, experience, and examination requirements. In addition, CFP® professionals are sworn ficudiaries — they make a commitment to put their clients' interests first at all times when providing financial advice. CFP® professionals must uphold the principles of integrity, objectivity, competence, fairness and confidentiality.

Julia Naman also carries her Series 7 (Securities) and Series 66 (Investment Advice) licenses, as well as her Insurance License for Accident & Health or Sickness, Life, Variable Life, and Variable Annuities.

The Chartered Federal Employee Benefits Consultant℠ designation specificaly trains professionals in your Federal Benefits. This title requires extensive training and continuing education requirements to stay up-to-date on the expansive and ever-changing federal government benefits programs that form the foundation of your federal retirement.

ChFEBC℠ professionals have extensive knowledge about FERS, CSRS, and Special Provisions. Please see the list below for services and advice that we offer.

How We Can Help:

- FERS Pension
- FERS Survivor Benefits
- Thrift Savings Plan (TSP) Investments
- TSP Transfers and Rollovers
- TSP Loans and Withdrawals
- FEHB
- FEGLI
- HSAs and FSAs
- Retirement Eligibility
- Special Retirement Supplement
- Service Computation Date
- Sick Leave Conversion
- Social Security
- Credit for Military Service
- Special Retirement (Law Enforcement, Air Traffic Controllers, etc.)
- Cost of Living Adjustments – COLAs
- Ex-Spouse Benefits
- Annuity Taxes
- Annuity Reductions

Please see our main page for our other invesment and planning services.

Schedule a Free Consultation:

Resources for Federal Employees:

California Unemployment Resources for Federal Employees: https://edd.ca.gov/en/unemployment/unemployment-benefits-for-federal-workers/
Government News & Resources: https://www.fedweek.com/
FERS Pension Computation: https://www.opm.gov/retirement-center/fers-information/computation/
TSP Calculators: https://www.tsp.gov/calculators/

Federal Employee Services